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AlisterTalksBonds.com Sharon Alister logo

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Terms

Welcome to AlisterTalksBonds.com. This web site is owned by Stifel. You may use this site (“Site”) only if you agree, without modification, to these terms and conditions (the “Terms”).

Stifel may at any time revise these terms and conditions. You agree to be bound by subsequent revisions and agree to review the Terms periodically for changes. The most up-to-date version of the Terms will always be available for your review under the “Terms and Conditions” link that appears at the bottom of one or more pages on the Site. If you have an account with Stifel, your customer relationship is governed by your Stifel account agreements.

Grant of License

Stifel grants you a single, non-exclusive, limited personal license to access and browse the Site conditioned on your continued compliance with these Terms. You may not transfer or share your right to access or use the Site.

Accessing the Site

Stifel is not responsible for, and makes no warranties regarding, the access, speed, or availability of the Internet in general or the Site in particular.

You agree that you will not: (a) use any robot, spider, other automatic device, or manual process to monitor or copy our web pages or the content contained herein without our prior written permission; (b) use any device, software, or routine to interfere or attempt to interfere with the proper working of the Site or any transaction being conducted on either; (c) take any action that imposes an unreasonable or disproportionately large lead on our infrastructure; or (d) reverse engineer, reverse assemble, or otherwise attempt to discover any source code. Much of the information on the Site is updated on a real-time basis and is proprietary or is licensed to us by others. You agree that you will not copy, reproduce, alter, modify, create derivative works, or publicly display any content from the Site without Stifel’s prior written permission.

Manner of Use – No Investment Advice or Recommendations

The Site and its content are for information, education, and entertainment purposes only. You alone will need to evaluate the merits and risks associated with the use of the Site. Although the Site may provide information relating to approaches to investing or types of securities and investments you might buy or sell, no information available through the Site is intended or should be construed as an investment recommendation or endorsement from Sharon Alister (“Alister”), Stifel, or any affiliated companies. Nothing contained on the Site constitutes investment advice. Decisions based on information contained within the Site are your sole responsibility. In exchange for using the Site, you agree not to hold Alister or Stifel liable for any possible claim for any damages arising from any decision you make based on such information. You may lose money on investments. Past performance is no indication of future results.

Financial Market Information; No Warranty:

Financial Information. The Site may make available certain financial market data, quotes, news, research, and opinions or other financial information (collectively “Information”) that has been independently obtained by certain financial market information services, financial publishers, various securities markets, including stock exchanges and their affiliates, investment bankers, and other providers (collectively the “Information Providers”) or has been obtained by Stifel. Stifel does not guarantee or certify the accuracy, completeness, timeliness, or correct sequencing of the information made available through this site, the Information Providers, or any other third party transmitting the information (the “Information Transmitters”). You agree that neither Alister, Stifel, the Information Providers, nor the Information Transmitters shall be liable in any way for the accuracy, completeness, timeliness, or correct sequencing of the Information, or for any decision made or action taken by you relying upon the Information. You further agree that neither Alister, Stifel, the Information Providers, nor the Information Transmitters will be liable in any way for the interruption of any data, Information, or other aspect of the Site. You understand that none of the Information available through the Site constitutes a recommendation or solicitation that you should purchase or sell any particular security.

Hyperlinks

Stifel may provide a link to other sites as part of the Site. Such sites are not under the control of Stifel, and Stifel makes no representations whatsoever concerning the content of those sites. Unless Stifel expressly states otherwise, the fact that Stifel provided a link to a site is not an endorsement, authorization, sponsorship, or affiliation with respect to such site, its owners, or its providers. There are risks in using any information, software, or products found on the Internet, and Stifel cautions you to make sure you understand these risks before retrieving, using, relying upon, or purchasing anything via the Internet.

Disclaimer of Warranties

Stifel reserves the right to make changes and corrections at any time, without notice. The information provided through the Site is provided “AS IS” and “AS AVAILABLE.” Stifel does not warrant the accuracy, completeness, or timeliness of the information, text, graphics, links, or other items contained in the Site. Stifel provides no guarantee against the possibility of deletion, mis-delivery, or failure to store communications, personalized settings, or other data. Stifel expressly disclaims all liability for errors or omissions in, or the misuse or misinterpretation of, any information contained in the Site. Stifel may change information contained on the Site at any time and makes no commitment to update the information contained on the Site.

THE ENTIRE RISK AS TO THE USE OF THE SITE IS ASSUMED BY YOU. THERE IS NO WARRANTY OF MERCHANTABILITY, NO WARRANTY OF FITNESS FOR A PARTICULAR USE, AND NO WARRANTY OF NON-INFRINGEMENT. THERE IS NO OTHER WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, REGARDING THE INFORMATION, OR ANY ASPECT OF THE SITE (INCLUDING BUT NOT LIMITED TO INFORMATION ACCESS).

Limitation of Liability and Indemnification

You agree to indemnify and hold Stifel and its affiliates, agents, employees, and licensors harmless from any claim or demand, including attorneys’ fees, made by any third party arising out of your use of any portion of the Site or your violation of these Terms.

Under no circumstances, including but not limited to a negligent act, will Stifel or its affiliates or agents be liable for any damages of any kind that result from the use of, or the inability to use, any portion of the Site, even if Stifel has been advised of the possibility of such damages. Applicable law may not allow the limitation or exclusion of liability or incidental or consequential damages, so the above limitation or exclusion may not apply to you.

Restrictions on Use

Except as otherwise permitted by Stifel, no materials from the Site or any site owned, operated, licensed, or controlled by Alister or Stifel may be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way. You may not use, distribute, modify, transmit, or post the content of the Site for public or commercial purposes, including any text, images, audio, or video, without Stifel’s written permission.

Trademarks and Copyrights

The Site and its content are owned by Stifel or its licensees and are protected by United States copyright laws and international treaty provisions. All content, trademarks, service marks, trade names, logos, and icons are proprietary to Stifel or its affiliates or agents. Nothing contained on the Site should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any trademark displayed on the Site without the written permission of Stifel or such third party that may own the trademarks displayed on the Site. Your use of the trademarks displayed on the Site, or any other content on the Site, except as provided herein, is strictly prohibited.

Images displayed on the Site are either the property of, or used with permission by Stifel. The use of these images by you, or anyone else authorized by you, is prohibited unless specifically permitted under these Terms. Any unauthorized use of the images may violate copyright laws, trademark laws, the laws of privacy and publicity, or other regulations and statutes.

Term and Termination

The license granted under these Terms will terminate if you fail to comply with any term or condition. Upon such violation, you agree to terminate access to the Site. You agree that Stifel, in its sole discretion and with or without notice, may terminate your access to any or all of the Site, and remove and discard any information or content within the Site. Stifel may also in its sole discretion with or without notice discontinue providing the Site. You also agree that Stifel will not be liable to you or any third party for any termination of your access to the Site.

Governing Law

These Terms are governed and interpreted pursuant to the laws of the State of Missouri, notwithstanding any principles of conflict of law or your actual state or country of residence. Unless a dispute would be governed by an applicable arbitration clause, you agree to submit to the personal and exclusive jurisdiction of the courts located in St. Louis County, Missouri. If any part of these Terms is unlawful, void, or unenforceable, that part will be deemed severable and will not affect the validity and enforceability of any remaining provisions.

If your portfolio is greater than $500,000, Sharon Alister can provide a free analytic review to help ensure that your portfolio is in line with your investment goals. Call Sharon Alister at (800) 745-7110 or email info@AlisterTalksBonds.com

 

Interest Rates (Indications only)

Please note the rates for Ins’d and Pre-Res are not available from Bloomberg and will be updated as soon as possible.

Treasuries AAA Munis
3mo 1.815 N/A
6mo 2.009 N/A
1yr 2.237 1.74
2yr 2.482 1.87
5yr 2.809 2.19
10yr 2.970 2.53
30yr 3.145 3.14
today's rates chart

AAA Rated Munis

Pre-Res Ins’d Pure*
2 yr 1.91 2.05 1.87
5 yr 2.23 2.49 2.19
10 yr N/A 2.89 2.53
15 yr N/A 3.20 2.82
30 yr N/A 3.50 3.14

*Rated AAA on its own
Source: Bloomberg

Terms

Welcome to AlisterTalksBonds.com. This web site is owned by Stifel. You may use this site (“Site”) only if you agree, without modification, to these terms and conditions (the “Terms”).

Stifel may at any time revise these terms and conditions. You agree to be bound by subsequent revisions and agree to review the Terms periodically for changes. The most up-to-date version of the Terms will always be available for your review under the “Terms and Conditions” link that appears at the bottom of one or more pages on the Site. If you have an account with Stifel, your customer relationship is governed by your Stifel account agreements.

Grant of License

Stifel grants you a single, non-exclusive, limited personal license to access and browse the Site conditioned on your continued compliance with these Terms. You may not transfer or share your right to access or use the Site.

Accessing the Site

Stifel is not responsible for, and makes no warranties regarding, the access, speed, or availability of the Internet in general or the Site in particular.

You agree that you will not: (a) use any robot, spider, other automatic device, or manual process to monitor or copy our web pages or the content contained herein without our prior written permission; (b) use any device, software, or routine to interfere or attempt to interfere with the proper working of the Site or any transaction being conducted on either; (c) take any action that imposes an unreasonable or disproportionately large lead on our infrastructure; or (d) reverse engineer, reverse assemble, or otherwise attempt to discover any source code. Much of the information on the Site is updated on a real-time basis and is proprietary or is licensed to us by others. You agree that you will not copy, reproduce, alter, modify, create derivative works, or publicly display any content from the Site without Stifel’s prior written permission.

Manner of Use – No Investment Advice or Recommendations

The Site and its content are for information, education, and entertainment purposes only. You alone will need to evaluate the merits and risks associated with the use of the Site. Although the Site may provide information relating to approaches to investing or types of securities and investments you might buy or sell, no information available through the Site is intended or should be construed as an investment recommendation or endorsement from Sharon Alister (“Alister”), Stifel, or any affiliated companies. Nothing contained on the Site constitutes investment advice. Decisions based on information contained within the Site are your sole responsibility. In exchange for using the Site, you agree not to hold Alister or Stifel liable for any possible claim for any damages arising from any decision you make based on such information. You may lose money on investments. Past performance is no indication of future results.

Financial Market Information; No Warranty:

Financial Information. The Site may make available certain financial market data, quotes, news, research, and opinions or other financial information (collectively “Information”) that has been independently obtained by certain financial market information services, financial publishers, various securities markets, including stock exchanges and their affiliates, investment bankers, and other providers (collectively the “Information Providers”) or has been obtained by Stifel. Stifel does not guarantee or certify the accuracy, completeness, timeliness, or correct sequencing of the information made available through this site, the Information Providers, or any other third party transmitting the information (the “Information Transmitters”). You agree that neither Alister, Stifel, the Information Providers, nor the Information Transmitters shall be liable in any way for the accuracy, completeness, timeliness, or correct sequencing of the Information, or for any decision made or action taken by you relying upon the Information. You further agree that neither Alister, Stifel, the Information Providers, nor the Information Transmitters will be liable in any way for the interruption of any data, Information, or other aspect of the Site. You understand that none of the Information available through the Site constitutes a recommendation or solicitation that you should purchase or sell any particular security.

Hyperlinks

Stifel may provide a link to other sites as part of the Site. Such sites are not under the control of Stifel, and Stifel makes no representations whatsoever concerning the content of those sites. Unless Stifel expressly states otherwise, the fact that Stifel provided a link to a site is not an endorsement, authorization, sponsorship, or affiliation with respect to such site, its owners, or its providers. There are risks in using any information, software, or products found on the Internet, and Stifel cautions you to make sure you understand these risks before retrieving, using, relying upon, or purchasing anything via the Internet.

Disclaimer of Warranties

Stifel reserves the right to make changes and corrections at any time, without notice. The information provided through the Site is provided “AS IS” and “AS AVAILABLE.” Stifel does not warrant the accuracy, completeness, or timeliness of the information, text, graphics, links, or other items contained in the Site. Stifel provides no guarantee against the possibility of deletion, mis-delivery, or failure to store communications, personalized settings, or other data. Stifel expressly disclaims all liability for errors or omissions in, or the misuse or misinterpretation of, any information contained in the Site. Stifel may change information contained on the Site at any time and makes no commitment to update the information contained on the Site.

THE ENTIRE RISK AS TO THE USE OF THE SITE IS ASSUMED BY YOU. THERE IS NO WARRANTY OF MERCHANTABILITY, NO WARRANTY OF FITNESS FOR A PARTICULAR USE, AND NO WARRANTY OF NON-INFRINGEMENT. THERE IS NO OTHER WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, REGARDING THE INFORMATION, OR ANY ASPECT OF THE SITE (INCLUDING BUT NOT LIMITED TO INFORMATION ACCESS).

Limitation of Liability and Indemnification

You agree to indemnify and hold Stifel and its affiliates, agents, employees, and licensors harmless from any claim or demand, including attorneys’ fees, made by any third party arising out of your use of any portion of the Site or your violation of these Terms.

Under no circumstances, including but not limited to a negligent act, will Stifel or its affiliates or agents be liable for any damages of any kind that result from the use of, or the inability to use, any portion of the Site, even if Stifel has been advised of the possibility of such damages. Applicable law may not allow the limitation or exclusion of liability or incidental or consequential damages, so the above limitation or exclusion may not apply to you.

Restrictions on Use

Except as otherwise permitted by Stifel, no materials from the Site or any site owned, operated, licensed, or controlled by Alister or Stifel may be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way. You may not use, distribute, modify, transmit, or post the content of the Site for public or commercial purposes, including any text, images, audio, or video, without Stifel’s written permission.

Trademarks and Copyrights

The Site and its content are owned by Stifel or its licensees and are protected by United States copyright laws and international treaty provisions. All content, trademarks, service marks, trade names, logos, and icons are proprietary to Stifel or its affiliates or agents. Nothing contained on the Site should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any trademark displayed on the Site without the written permission of Stifel or such third party that may own the trademarks displayed on the Site. Your use of the trademarks displayed on the Site, or any other content on the Site, except as provided herein, is strictly prohibited.

Images displayed on the Site are either the property of, or used with permission by Stifel. The use of these images by you, or anyone else authorized by you, is prohibited unless specifically permitted under these Terms. Any unauthorized use of the images may violate copyright laws, trademark laws, the laws of privacy and publicity, or other regulations and statutes.

Term and Termination

The license granted under these Terms will terminate if you fail to comply with any term or condition. Upon such violation, you agree to terminate access to the Site. You agree that Stifel, in its sole discretion and with or without notice, may terminate your access to any or all of the Site, and remove and discard any information or content within the Site. Stifel may also in its sole discretion with or without notice discontinue providing the Site. You also agree that Stifel will not be liable to you or any third party for any termination of your access to the Site.

Governing Law

These Terms are governed and interpreted pursuant to the laws of the State of Missouri, notwithstanding any principles of conflict of law or your actual state or country of residence. Unless a dispute would be governed by an applicable arbitration clause, you agree to submit to the personal and exclusive jurisdiction of the courts located in St. Louis County, Missouri. If any part of these Terms is unlawful, void, or unenforceable, that part will be deemed severable and will not affect the validity and enforceability of any remaining provisions.

If your portfolio is greater than $500,000, Sharon Alister can provide a free analytic review to help ensure that your portfolio is in line with your investment goals. Call Sharon Alister at (800) 745-7110 or email info@AlisterTalksBonds.com

 

Interest Rates (Indications only)

Please note the rates for Ins’d and Pre-Res are not available from Bloomberg and will be updated as soon as possible.

Treasuries AAA Munis
3mo 1.815 N/A
6mo 2.009 N/A
1yr 2.237 1.74
2yr 2.482 1.87
5yr 2.809 2.19
10yr 2.970 2.53
30yr 3.145 3.14
today's rates chart

AAA Rated Munis

Pre-Res Ins’d Pure*
2 yr 1.91 2.05 1.87
5 yr 2.23 2.49 2.19
10 yr N/A 2.89 2.53
15 yr N/A 3.20 2.82
30 yr N/A 3.50 3.14

*Rated AAA on its own
Source: Bloomberg

Investing involves risk, including possible loss of principal. When investing in bonds, it is important to note that as interest rates rise, bond prices will fall. Conversely, as interest rates fall, bond prices will rise.

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